Liability Insurance for Churches, Synagogues and Mosques
Why Get It?
Any nonprofit organization, regardless of how sacred it is, faces the threats of lawsuits. In a religious setting, the plaintiffs could be unhappy patrons, employees, contractors, business partners, co-pastors or volunteers. They may complain about a recent accident or the hostile, unfriendly environment in which they’ve had to stay. Liability insurance claims made by dissatisfied clients are common in the industry. Protect your organization’s finances by providing sufficient coverage against lawsuits and damages.
Slips and Falls
Slips and falls are the most common types of accidents that occur in religious places. You can’t expect all visitors to be light on their feet, but there are some accidents that are linked to the owner’s negligence. Having a wet or bumpy floor may cause someone to trip, fall down and twist an ankle. This accident is grounds for an expensive lawsuit. In addition to making building repairs and maintenance, make sure you have adequate liability coverage.
Other Accidents
There are other, lesser-known accidents that occur, such as stampeding, electrocutions or getting hit by falling debris. Every accident that leads to an injury could then lead to a lawsuit, so remain protected from each one.
Sexual Abuse and Molestation
Today, people are more aware of cases of sexual abuse and molestation that take place in religious institutions. Have liability insurance to protect women and children from abuse made by religious figures, patrons, volunteers or any type of individual.
Whether you belong to the Christian, Jewish or Muslim faith, you are not fully protected from any danger caused by faulty buildings or reckless people. Obtain liability insurance that covers your place of worship for tens of thousands of dollars or more, depending on the size of your organization.