Animal Welfare Organization Insurance
Business Insurance for Animal Shelters, Pet Rescue, Adoption & Other Animal NPOs
Non-profit animal rescues and shelters have specialized insurance needs. Partner with a company who understands those needs and can provide the right insurance coverage for your budget.
If you run an animal shelter or pet rescue organization, you need specialized insurance coverage to protect you, your employees and your customers (both 2 leg and 4 leg customers). The financial impact on your business or organization one accident or unhappy customer can have could be devastating. Simple accidents such as a dog bite or shelter visitor tripping over an over-eager animal could trigger lawsuits against your organization that could cost thousands of dollars to defend. With liability insurance, you can protect animal shelters and rescue organization from the financial chaos that comes with lawsuits.
We specialize in non-profit insurance policies for:
- Animal and pet rescues
- Animal shelters
- Animal sanctuaries
- Humane societies
Some of the most popular insurance policies for animal rescues and shelters include:
- General Liability Insurance
- Professional Liability Insurance
- Directors & Officers Insurance
- Special Ecent Insurance
- Business Owner’s Policy
- Worker’s Compensation Insurance
- Umbrella Insurance
- Property Insurance
Make sure your animal shelter or rescue has the means and protection necessary to continue operations should a disaster or lawsuit strike. Get your instant quote today or contact us with any questions. We offer client focused advice and we work for you, not your insurance company. This means that you’ll not only get the best policy and rate but you’ll also receive outstandign service from our qualified insurance team.
Types of Animal Rescue & Shelter Insurance
General Liability Insurance
This type of insurance covers claim for bodily injury or property damage to people not associate with your organization as a result of negligent actions for which your company is legally responsible. Most liability insurance coverage includes event coverage for off-site events such as fundraisers, award ceremonies or adoption events.
Directors and Officers Insurance for Pet and Animal Rescue Organizations and Shelters
Directors and officers insurance (also known as D&O Insurance) is an important part of any non-profit insurance portfolio because it protects your board of directors from lawsuits. Liability insurance provides protection for the organization while D&O insurance protects your board members and their assets. Your board may be sued when someone claims it used funds improperly or poorly; terminated an employee wrongly; was negligent; or harassed or mistreated an employee. If your organization does not have D&O insurance, then it’s likely your directors will have to pay for their own protection.
What is the Difference Between Board of Directors Insurance (D&O) and Liability Insurance?
Directors and officers insurance for your animal rescue or shelter provides protection for your board of directors and their assets. Liability insurance provides protection for your organization in the event of a lawsuit due to events such as dog bites, slip and fall, or a volunteer being injured while working for your organization.
Do I Need Both Liability and D&O Insurance?
It is recommended that every non-profit including animal rescues and shelters have both insurance policies since these policies provide protection for different types of lawsuits. It is best to be fully protected against any type of potential claim.
All of our insurance agents have experience in insuring non-profit organizations such as animal rescues and shelters. We can provide you with an instant quote that is tailored to your organizations needs. We’re happy to answer any questions you have regarding the insurance coverage and policies you need. And, keep in mind,t that we work for you, not your insurance company.