If you’re shopping for group health insurance for your non-profit’s employees, one of the most important factors in the price of the policy is the deductible each employee is responsible for. The deductible is simply the amount of money an insured individual must pay out-of-pocket before the insurance provider will pay the remaining bills. Watch this short video clip to learn more about deductibles on group health insurance policies.
For help making sense of your non-profit’s group health insurance policy, or to shop around and compare rates, contact an insurance provider in New York City that specializes in non-profit insurance coverage. While you research your group health insurance options, ask about directors and officers (D&O) insurance coverage as well.